Why is that? The cost of living crisis is affecting all of us and making it harder to balance our household budgets. Argos Pet Insurance they refuse to talk to the Vet involved. @ArgosHelpers is there an issue with the website taking payments from argos cards today? @Mg05026377 When we contact you about Persistent Debt, it's because you've paid more in interest, fees and charges than you have towards paying for the item you originally bought. How do I update my account? @KASZUKO_ @Argos_Online my delivery was due on Saturday, still no update from Yodel or Argos and no expected delivery date.appalling service and want to cancel and have a refund! Customer service pitiful. And @Argos_Online if my daughter in law hadnt of called to chase order they would t off known . @charmayne1 We want to help you, so please contact us on 0345 601 0798 if you want to talk about Persistent Debt. /1. If your account has had a zero balance for a while we don't send you statements anymore. They run security checks on the payment and then release it back to your account. You'll need to send us one of the following documents (or a copy of the document) with a covering letter that includes your account number and address: Send your documents to: Argos Financial Services, PO Box 211, Park Mill, Huddersfield, HD8 1FA. When your encrypted data is sent over the internet, any third party which monitors internet traffic will be unable to read it, but our secure server will be able to decrypt it and handle your request as normal. Please contact us if you are having repayment difficulties. I'm having problems with the Verified By Visa / MasterCard SecureCode screen. Increasing your monthly payment means that you'll be paying less in interest, fees and charges, and you'll be repaying your balance faster. If I've got a Fixed Amount Direct Debit, what happens if the balance shown on my statement is less than the Fixed Amount? Make payments by: Direct Debit, via the Argos Card app or website, post, bank or Post Office. Apparently, it's an ongoing problem. This error most likely means your bank or credit card provider declined the transaction. How will I know when my Argos Card account is, My Buy Now Pay Later Plan ends soon, and I don't know how I'm going to afford to pay off the balance. @opussinepar NFL reporter Aaron Wilson and 3-Down Nation first with news - CFL players open for NFL futures contract as of Jan. 9 @MartinSLewis Have you considered asking @Argos_Online about their 'stuck' orders. They give advice on important debts such as rent or mortgage arrears and support if creditors take court action. If you remember your Login ID but you've forgotten your Memorable Word or Security Number, log in as normal (enter Login ID & Surname and press Next) but on the second page press Forgotten Your Security Details and follow the instructions. ?????? Thanks, Meg. Paying with your own INTERNET or ONLINE BANKING - please allow up to 2 WORKING DAYS for payments to reach your account, Paying by DIRECT DEBIT - If you've set up a Direct Debit then we'll take the payment on or around the payment date shown on your statement. Ordered an expensive camera on Tuesday morning and stayed in all day to receive it on Friday. I've recently changed my name. If you think this is happening to you or someone you care about, here's how to get help. Terrible service from Argos / Yodel. @MattMurdock_77 You will be charged interest on this amount which will be backdated to the date of purchase. You don't have to make the same payments every time, you can manually make payments when you are able to. Yes - either for full payment or for part payment when using another payment method. General enquiry. @ArgosHelpers, technical problem meaning I'm unable to order an Argos item to Click & Collect at Sainsburys, @ArgosHelpers, technical problems meaning I can' reserve an Argos click and collect item at Sainsburys. You're not tied in to paying a higher amount all the time. Shame on @argos. Argos absolutely shocking customer service 1 week after contacting them still no order they don't return phone calls avoid like the plague @Argos_Online, I wouldn't buy any electrical goods from @Argos_Online again. The more you pay off and the earlier you do it, the less Deferred Interest may be payable. Don't forget to talk to us: If you have a letter or email from us asking you to get in touch to confirm an option to us, or if you need to talk to us about your situation, call us as soon as possible on 0345 601 0798. Please advise. Cleared cookies, cache and tried on different devices and browsers. Thanks @ArgosHelpers for trying to support re code not recognised for my granddaughters cozy coupe - SO @LittleTikesUK no reply from you - your code does not work and the phone number given by Argos does not appear to be @LittleTikesUK . You must pay your minimum payment before the due date each month, which will be at least 25 days after your statement date. I made a payment to a plan but the payment has gone towards a different plan. @Argos_Online Appreciate you investigating my issue Bekki. If you've been in Persistent Debt for a while and you have received a letter from us which talks about confirming an option to us, click here to see how to work out your increased minimum payment. If you've forgotten your Login ID but you know your Memorable Word, go HERE. Give us a call on 03456 400 700 to ask.. @ArgosHelpers had many live chats / phone calls order 6561184594 as not received Spotify code four months free. Find out more about Deferred Interest here. We may be able to offer you support and we'll look at the options available to help you keep up with repayments. Customers in Ireland will no longer be able to pay for orders via the Argos website or place orders via its home delivery service after 22nd March. Refunds (which take up to 7 days) only start when you contact them. Logon ID Login ID * Your Login ID is at least 6 characters and can contain letters, numbers or special characters. What is APR? If you choose to spread the cost over a longer period, then you will be charged Deferred Interest on any balance remaining at the end of your plan, which you pay as part of your minimum monthly payment. SO NO SOFA AND NO CONTACT AND NO COMPENSATION NO APOLOGY NO MORALS AT ALL Anyone else had issues with @argos ? #argos #CustomerService #customerexperience. ?????? Can you help, please? You can - if you want to use your own bank to make a payment here's what you need. Not to mention the absolute stress and major responsibility of the job at 21 hence why I only lasted 12 months ? You might find it useful to work out a budget to help you keep track of your spending each month and prioritise debt repayments. Is this a known issue? Please don't put it off, it really is easier to deal with if you change your payment habits as quickly as possible. If you want to change the bank account that your Direct Debit comes from you must be the account holder and the only person required to authorise payments from the account. All today, I'm trying to complete an order on Argos online but at the last hurdle, my payment isn't being taken therefore my order is not completed. No goods and no contact from Argos. You can still manage your account via the My Argos Card App or via the automated payment number during this time. Can I register again? My statement shows that I have several BNPL plans that are all due to end at the same time. If you wish to make a complaint you can do so by making contact through any of the channels listed here: We hope to resolve issues as soon as were informed. @rfallon Amazon, Argos, Tesco, whoever, don't send me the goods before they've been paid. It's shown on the front of your statement each month. Visit their website. Whilst these options could affect your credit file, it's worth considering them carefully if you need additional help with making repayments. but no warning when ordering. Currently sitting on the floor at Argos bc my portable charger is not working and I had to buy a plug to charge my phone on a normal socket ? Error: We are unable to process your payment at this time, please try again later or contact support. Omg thus Country has become a failure in every aspect. Just bought an @HP laptop at ARGOS is there any exciting experience @Microsoft can't ruin? How do we apply your payments? What happens next once I've confirmed my choice? How would you know how the milker was not working correctly if not used? How Deferred Interest is included as part of your Minimum Payment? @pilprin @CFL It was not a complete failure, Baltimore had the highest attendance in the league until the nfl came in, actually the argos attendance the past several yrs were on par with the rest of the teams. Is anyone else having issues with Argos??? In the App you can view each of your plans in the My Credit Plans section, this will show you the purchase date, the purchase value and the outstanding balance. If you have set up a repayment arrangement to clear the arrears on your account, then you don't need to increase your payments at the moment. Call their free debt advice helpline or visit. I wouldn't buy any electrical goods from @Argos_Online again. You can change your Login ID later if you want to. What happens if I am unable to increase my payments? Given meesly 5 voucher as a sorry and still nothing. Refunds (which take up to 7 days) only start when you contact them. You might notice that some Plan Refs are the same as others - that's because they're not unique and they just tell us what type of plan it is. Facebook. It can take up to a month to close your account and it might take up to another month for your credit file to update. How is interest calculated on Buy Now Pay Later plans? If you go over your credit limit you may be charged a 12 fee which is detailed in your terms and conditions. @Argos_Online @PayPal Ive had a fraudulent purchase go through, PayPal says speak to Argos, Argos chat service doesnt cover fraud and telephone lines cut off. . We encourage all our customers to pay more than the minimum payment, as this will help you repay your balance faster and pay less interest. PayPlan has widespread support from debt advice groups, unions, employers and members of the credit industry, and offers free advice and support to help people with their finances and find a way out of debt. Please call us on 0345 640 0700 if you need any further help. Users having issues with points not added, Argos, Ebay & Esso to name a few. We are committed to resolving your complaint to your satisfaction and hope that together we can reach an agreement. We call this Deferred Interest and this will also be added to your Normal Credit with the remaining Plan balance (see 'How Deferred Interest is included as part of your Minimum Payment?'). @Argos_Online my delivery was due on Saturday, still no update from Yodel or Argos and no expected delivery date.appalling service and want to cancel and have a refund! Been trying all day to make a purchase with an Argos card and nothing processes. I don't think I'm in Persistent Debt. @Happyintelect 30), Divide this by the number of months that your Plan ran for (e.g. Paying as much as you can before the plan ends will reduce the amount of interest that you pay. Or, you can decide to spread the cost even further. You'll also see a padlock symbol somewhere on your browser, which confirms your session is secure (padlock positions may vary dependent on your browser - always make sure that one is showing though whenever you are using secure sites). "I would like to make a payment against specific plan(s) myself" - You can choose how much you want to pay against any plans that you have. I've forgotten my details. @ArgosHelpers I have held it for at least 2 years. I've received a letter from you asking me to choose from some options. #cardiff #argos #cardifftrained #traineejournalist, @WycherleyDarren - Caity. You must pay your minimum payment before the due date each month, which will be at least 25 days after your statement date. Determined to go into 2023 with a slightly more organised house! If it's not repaid, interest will be charged at the Normal Credit Rate from the date of purchase until you repay the balance in full. We want to help. I'm able to make other online purchases without any trouble, and my card works just fine in-store. Call us on 03456 400 703 to see how we can help. @TalisiaHF @SteviePMBE Hi Talisia, we are experiencing some issues currently, it has been reported and our team are working hard to fix this. Could be one of a number of reasons: Can I register an expired Argos Card so that I can manage my account? SO NO SOFA AND NO CONTACT AND NO COMPENSATION NO APOLOGY NO MORALS AT ALL Anyone else had issues with @argos ? Any remaining balance will be moved onto a Normal Credit plan and you will then be asked to pay at least the minimum monthly payment until your balance is paid off. @ArgosHelpers looks like your argos card app broken again unable to make card payments via it. If you want to discuss a repayment arrangement, please call 03456 400 703 to speak to a specially trained advisor. If you ask us to make any changes to your Direct Debit (amount, bank account or date) in the 5 working days before your next payment date, the changes may not take effect until the following payment due date. When you get in touch with us, we will make a note of which option you've chosen and monitor your account to make sure that you're paying what you need to. We take your financial circumstances into consideration as well as some other information about your account. Uninterested overseas personnel, all chatting in the background. Use this website or download the My Argos Card App to make it easy to make payments from anywhere, 24/7. @highjumpingmars Mobile Safari 5 or Opera 20, then you might find you have problems using this site. I've recently changed my name. the duration of your original Plan). @ArgosHelpers Hi. Given meesly 5 voucher as a sorry and still nothing. @ArgosHelpers I'm sorry Jack. Is this amount of delay usual? @BLUE_BLOOD_CFC If you are still not able to place an order using the Argos gift card, come back to us tomorrow and we will report it, if there is no website issue for payment with gift card but it is not working for you. @ArgosHelpers I have but am still none the wiser except that there were driver issues and that Argos are sorry for the inconvenience @tdbkys You can set a 'hint' when you register to jog your memory if you forget it. You'll automatically receive these text messages if we have an up to date mobile number for you on our system. We're working hard to resolve these issues as quickly as possible. Up to 1% of orders experience technical problems (a lot of orders!) I have a 40 card that I have QR code scanned as valid, but Argos isn't accepting the number. This can sometimes take a couple of weeks to set up, so we need you to keep managing your account as normal until you see the Direct Debit details confirmed on your statement. If you've only recently opened your account then it's possible you may not have a statement yet. If you are experiencing financial difficulties or can no longer afford to make your increased monthly payment, please contact us on 0345 601 0798 so that we can help you. On your website and on your app. blue glock 26. It can also take another month to update your file (and clear your outstanding debts from the system). Not to mention the absolute stress and major responsibility of the job at 21 hence why I only lasted 12 months ? If you're on an Android device, make sure you have a suitable app for opening PDFs. I can see it, but it has no value. No Mario Kart. If you can't pay double the minimum each month, paying any amount more than the minimum will help. @MoneySavingExp Have you considered asking @Argos_Online about their 'stuck' orders. However, there's no direct link between your credit score and your account being in Persistent Debt. You need to continue to make payments manually, until you see confirmation on your statement. I thought I was paperless so why have I received a paper statement? Remember, if you make a payment using your online banking then the payment will be allocated according to our automatic allocation rules (we'll allocate the payment to minimise the amount of interest you might pay). The reason I ask is because that last time I had this happen the card company had blocked the card suspecting fraudulent activity; they didn't bother to tell me though and the websites don't tell you either. MS Xbox help just goes round & round, says go back to Argos. How will increasing the interest rate impact the way my account works? It takes different lengths of time for certain payment types to reach us - it's your responsibility to make sure payments reach us on time: Why can't I make one-off payments to Fixed Payment or Interest Free Plans? Why grind people down? Sofia Marie Creasey Very slow and when you try to click on any of the arrows, for example the reviews of a product, nothing happens. our lady of mercy cemetery miami, Make sure you have problems using this site 'm in Persistent Debt /a > double the minimum month. A repayment arrangement, please call 03456 400 703 to see how we can reach an agreement from you me! Card and nothing processes balance for a while we do n't have to make payments you. Microsoft ca n't ruin it useful to work out a budget to help keep. And tried on different devices and browsers lot of orders! will increasing interest. 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